The Tennessee Highway Patrol (THP) emphasizes the importance of following Tennessee’s Financial Responsibility Laws. In 2023, there were 20,300 insurance violations, which rose to 23,075 in 2024. Reviewing policies and ensuring you are insured can help avoid legal trouble and save money. Tennessee’s minimum liability limits are:
$25,000 per injury or death per accident
$50,000 for total injuries or deaths per accident
$25,000 for property damage per accident
Learn more about Tennessee’s Financial Responsibility Laws here.
